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Medicaid vs. Medicare

Medicaid and Medicare are sometimes confused because of the similar look and sound of the words.

Most of us are fairly familiar with the Medicare program. We have either used it to pay for hospital and doctor visits or know someone who has.

Medicare is a type of public health insurance that pays for primary care including hospitalizations and doctors visits. Anyone who has paid into the Medicare system during their working years is eligible for Medicare. There are three "parts" to Medicare, Part A, Part B and Part D. Part A pays for hospital visits while Part B covers part of your doctor visits and some other medically related services and Part D covers some prescription costs. 


What Are the Differences Between Medicaid and Medicare?


Medicaid is a need based program. Its eligibility requirements begin with your financial and medical situation, but not only must you meet medical necessity and/or financial eligibility in order to be determined eligible for Medicaid, you must fall into a coverage group that is offered by your particular state.

You can be eligible for Medicare and Medicaid at the same time (dual eligible).

If you need assistance paying some of your Medicare costs, please read more about Medicare Savings Programs by clicking on the link in the left hand menu.